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Special Patronage Dividend

​Special Patronage Dividends are not guaranteed.

Our members' use of the credit union make them possible. The more our members take advantage of the many different accounts and services WPCU has to offer, the more everyone will benefit!

If you receive the Patronage Dividend in January 2025​, all share dividends earned (dividends earned from a share account and loan balances) will be reported on IRS Form 1099-INT. All non-share dividends (dividends earned from loan balances, and first mortgage, debit card, financial planning, WPCU's Home Banking, WPCU's Mobile Banking, Call-24 and eStatement relationships) will be reported on IRS Form 1099-MISC if $600 or more is accumulated for the year.

​​​​​​​​*Non-deposit investment products and services are offered through CUSO Financial Services, L.P. (“CFS”), a registered brokerdealer (Member FINRA/SIPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. Wright-Patt Cr​edit Union has contracted with CFS to make non-deposit investment products and services available to credit union members. Before deciding to retain assets in an employer sponsored plan or roll over to an IRA an investor should consider various factors including, but not limited to; investment options, fees and expenses, services, withdrawal penalties, protection from creditors and legal judgments, required minimum distributions and possession of employer stock.
CUSO Financial Services, L.P. (CFS) does not provide tax or legal advice. For such guidance, please consult your tax and/or legal advisor.
​ All information provided through this site is intended to be accurate. However, there may be inaccuracies at times, which will make all commercially reasonable efforts to correct when found. Information provided is intended to assist you in making decisions and does not eliminate the need to discuss your particular circumstances with a qualified professional.
​Click here​ to view the full Referral Disclosure.
Check the background of your financial professional on FINRA's BrokerCheck.​

​**Detailed criteria: Card is not closed, minimum of 4 and less than 20 transactions consisting of ATM, POS or Debit transactions for each month the account was open during the 2024 calendar year.
***Detailed criteria: Card is not closed, minimum of 20 transactions consisting of ATM, POS or Debit transactions for each month the account was open during the 2024 calendar year.​​​
†Percentage amount may be adjusted month over month until the final forecast in December to ensure the payout stays within the board approved amount.​