Business Savings Accounts

We recommend that you review your account statement carefully each month to detect any suspicious account activity. If you suspect fraudulent ATM/Debit Card activity on your account, call us immediately at (937) 912-7000 or (800) 762-0047.

If your WPCU credit card is lost or stolen, please call (800) 762-0047 immediately.

While you can access your account at any ATM with the STAR^SM or Plus® logos, as a member of Wright-Patt Credit Union, you have lower-to-no-fee access to over 40,000 ATMs nationwide, including any Wright-Patt Credit Union, Alliance One, CO-OP ATM, or STAR^SM ATM.

Members have the option of reordering checks through WPCU's Online Banking by following these steps:

• Log in to Online Banking
• Under Additional Services, click Check Reorder
• Select the checking account for which you'd like to reorder checks
• You will be taken to the Deluxe website to finish the process of ordering checks

If you need additional assistance, or to order checks in-person or over the phone, visit any of our Member Centers or call our Member Help Center at (800) 762-0047.

Wright-Patt Credit Union's Routing & Transit Number is 242279408. This number also appears as the first 9 digits on the bottom left-hand corner of your Wright-Patt Credit Union checks.

This number uniquely identifies Wright-Patt Credit Union and is used for electronic processing, such as direct deposit and wire transfers.

Please use this number, as well as the 13-digit MICR number below, if you are having new checks printed by a check printer other than Deluxe.

MICR number example: 1900001234567
Where,
[1] — 1=Share, 2=Loan
[90] — Specific Share or Loan ID
[0001234567] — WPCU account number (can be found on membership card), with leading zeros – 10 digits total.

When placing your check order, you will need the starting number for your new checks. You can determine this number one of two ways:

1. Use the starting number printed on your paper reorder form

2. Add 1 to the number printed on the last check of your most recent order (example: if the last check starting number was 500, the next check starting number would be 501)

If you cannot determine your starting number using either of these methods, stop by any of our Member Centers or call our Member Help Center.

You are not required to maintain a minimum balance in your account; however, you will earn dividends on balances of $1,000 or more. If your balance falls below that, you will still enjoy all the other benefits of Checking with DividendChoice Checking.

Once your certificate reaches maturity, you can have the funds automatically transferred to another Wright-Patt Credit Union account, roll it into a new certificate with the same terms, or choose a new term. Prior to the maturity date of your share certificate, you will receive a notification from us describing your options.

Your Wright-Patt Credit Union Business Money Market Account gives you withdrawal and check-writing privileges like a regular checking account; however money market accounts are typically used more as a savings account and not a daily transaction-based account.

Yes. There are several agencies in the Miami Valley and the State of Ohio that provide services and information for small businesses:

County Corp — as the private non-profit Development Corporation for Montgomery County, the mission of CountyCorp is to improve the quality of life for residents of Montgomery County and neighboring counties through improved housing and economic opportunities.

State of Ohio Business Services — provides services for small business owners such as access to business forms, information on certificates of good standing, and business filing and name availability searches.