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Health Savings Accounts

³Enhanced HSA Account: The dividend rates and Annual Percentage Yields (APYs) shown are accurate as of the declaration date of January 1, 2025. Please contact the Credit Union at (800) 762-0047 for current rate and account information. The Enhanced Health Savings Account (HSA) is a variable rate account, and the dividend rates and APYs may change after the account is opened. Fees may reduce earnings. There is no minimum balance required to open an Enhanced HSA. The minimum balance to open an Enhanced HSA is in addition to the purchase of one $5.00 membership share in the Credit Union that is required to be maintained in your TrueSaver account. All members are required to open and maintain a TrueSaver account in order to have any other WPCU product or service. The Enhanced HSA is a tiered-rate account. For Enhanced HSA accounts, dividends are paid at the stated dividend rates and APYs only on the portion of the balance within the specified balance tier. The first dividend rate and APY shown on the Current Dividend Rates sheet will be paid only on the portion of your average daily balance that was greater than $0.00 but less than $1,000.01. The second dividend rate and APY shown on the Current Dividend Rates sheet will be paid only on the portion of your average daily balance that was greater than $1,000.00.

*The minimum balance to open an account is in addition to the purchase of one $5.00 membership share in the Credit Union that is required to be maintained in your TrueSaver account. All members are required to open and maintain a TrueSaver account in order to have any other WPCU product or service. For additional account information, please see the Truth-in-Savings disclosure.​​
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​**To join the Credit Union, you must meet the membership requirements including purchase and maintenance of at least one (1) share (membership share) as set forth in the Credit Union’s Articles. You authorize us to check your account, credit, and employment history, and obtain reports from third parties, including credit reporting agencies, to verify your eligibility for the account and services you request. Accounts, services, and products offered to you may be based on information from a credit report.

†Consult your tax advisor for details.​​​

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