Credit scores can update frequently, sometimes multiple times in one month depending on your financial activity. That's why it's so important to stay on top of your credit — especially if you're working towards a specific financial goal. Remember, good credit not only helps you qualify for better loan terms and interest rates, but it also enhances your overall financial well-being!
Are you ready to start improving your credit score? See how you can set a credit goal and track your progress using My Credit Score, a free tool available through Wright-Patt Credit Union®'s (WPCU®) Mobile and Online Banking.
There are many good reasons to work on improving your credit score. Maybe you want to reach a big financial milestone, like buying a car, buying a home or making another large purchase with credit. Or maybe you just want to improve your financial health.
With the free My Credit Score tool, it's quick and easy to set a target credit score goal and the timeframe you want to reach it. Then, you'll receive personalized recommendations on how to improve your score and be able to track your progress over time. Setting a goal is the first step to achieving it, and My Credit Score gives you actionable steps you can take to stay on track.
Your credit score is a reflection of your financial well-being, but it's not necessarily the complete picture. By taking the free Financial Checkup available within My Credit Score, you can get a better understanding of your spending habits and how you feel about your finances. This matters because your mindset toward money affects your financial decisions and even your ability to achieve your financial goals.
Just answer a few questions, and you'll receive:
With My Credit Score, it's easy to see your current score, set credit goals, track your progress and get the full picture of your financial well-being. As a reminder, checking My Credit Score within Mobile and Online Banking is always a “soft inquiry," which does not “ping" or affect your credit score. It's something you can check every day!
If you haven't already, enroll in WPCU's easy-to-use Mobile and Online Banking so you'll be able to access My Credit Score on top of our other convenient Digital Services. Learn more and get started today!